https://webapi.resales-online.com/V6/SearchPropertyTypes?p1=1014998&p2=6d6ecae0241b14999958782103b88f4c8fe5eeec&p_apiid=37951&P_Country=Spain&Lang=1&t=1679866219
{"transaction":{"status":"success","errordescription":"","incomingIp":"146.185.156.203","version":6,"service":"Search Property Types","datetime":"27-03-2023 00:01:52"},"QueryInfo":{"ApiId":37951,"PropertyTypesCount":64},"PropertyTypes":{"PropertyType":[{"Type":"Apartment","OptionValue":"1-1","SubType":[{"Type":"Ground Floor Apartment","OptionValue":"1-2"},{"Type":"Middle Floor Apartment","OptionValue":"1-4"},{"Type":"Top Floor Apartment","OptionValue":"1-5"},{"Type":"Penthouse","OptionValue":"1-6"},{"Type":"Penthouse Duplex","OptionValue":"1-7"},{"Type":"Duplex","OptionValue":"1-8"},{"Type":"Ground Floor Studio","OptionValue":"1-9"},{"Type":"Middle Floor Studio","OptionValue":"1-10"},{"Type":"Top Floor Studio","OptionValue":"1-11"}]},{"Type":"House","OptionValue":"2-1","SubType":[{"Type":"Detached Villa","OptionValue":"2-2"},{"Type":"Semi-Detached House","OptionValue":"2-4"},{"Type":"Townhouse","OptionValue":"2-5"},{"Type":"Finca - Cortijo","OptionValue":"2-6"},{"Type":"Bungalow","OptionValue":"2-9"},{"Type":"Quad","OptionValue":"2-10"},{"Type":"Castle","OptionValue":"2-12"},{"Type":"City Palace","OptionValue":"2-13"},{"Type":"Wooden Cabin","OptionValue":"2-14"},{"Type":"Wooden House","OptionValue":"2-15"},{"Type":"Mobile Home","OptionValue":"2-16"},{"Type":"Cave House","OptionValue":"2-17"}]},{"Type":"Plot","OptionValue":"3-1","SubType":[{"Type":"Residential Plot","OptionValue":"3-2"},{"Type":"Commercial Plot","OptionValue":"3-3"},{"Type":"Land","OptionValue":"3-4"},{"Type":"Land with Ruin","OptionValue":"3-5"}]},{"Type":"Commercial","OptionValue":"4-1","SubType":[{"Type":"Bar","OptionValue":"4-2"},{"Type":"Restaurant","OptionValue":"4-3"},{"Type":"Caf\u00e9","OptionValue":"4-4"},{"Type":"Hotel","OptionValue":"4-5"},{"Type":"Hostel","OptionValue":"4-6"},{"Type":"Guest House","OptionValue":"4-7"},{"Type":"Bed and Breakfast","OptionValue":"4-8"},{"Type":"Shop","OptionValue":"4-9"},{"Type":"Office","OptionValue":"4-10"},{"Type":"Storage Room","OptionValue":"4-11"},{"Type":"Parking Space","OptionValue":"4-12"},{"Type":"Farm","OptionValue":"4-13"},{"Type":"Night Club","OptionValue":"4-15"},{"Type":"Warehouse","OptionValue":"4-16"},{"Type":"Garage","OptionValue":"4-17"},{"Type":"Business","OptionValue":"4-18"},{"Type":"Mooring","OptionValue":"4-19"},{"Type":"Stables","OptionValue":"4-20"},{"Type":"Kiosk","OptionValue":"4-21"},{"Type":"Chiringuito","OptionValue":"4-22"},{"Type":"Beach Bar","OptionValue":"4-23"},{"Type":"Mechanics","OptionValue":"4-24"},{"Type":"Hairdressers","OptionValue":"4-25"},{"Type":"Photography Studio","OptionValue":"4-26"},{"Type":"Laundry","OptionValue":"4-27"},{"Type":"Aparthotel","OptionValue":"4-28"},{"Type":"Apartment Complex","OptionValue":"4-29"},{"Type":"Residential Home","OptionValue":"4-30"},{"Type":"Vineyard","OptionValue":"4-32"},{"Type":"Olive Grove","OptionValue":"4-33"},{"Type":"Car Park","OptionValue":"4-34"},{"Type":"Commercial Premises","OptionValue":"4-35"},{"Type":"Campsite","OptionValue":"4-36"},{"Type":"With Residence","OptionValue":"4-37"},{"Type":"Other","OptionValue":"4-100"}]}]}}
https://webapi.resales-online.com/V6/SearchLocations?p1=1014998&p2=6d6ecae0241b14999958782103b88f4c8fe5eeec&p_apiid=37951&P_Lang=1&t=1679866219
{"transaction":{"status":"success","errordescription":"","incomingIp":"146.185.156.203","version":6,"service":"Search Locations","datetime":"27-03-2023 00:01:52"},"QueryInfo":{"ApiId":37951,"LocationCount":261},"LocationData":{"Country":"Spain","ProvinceArea":{"ProvinceAreaName":"M\u00e1laga","Locations":{"Location":["Alameda","Alcauc\u00edn","Alfarnate","Alfarnatejo","Algarrobo","Algatocin","Alhaur\u00edn de la Torre","Alhaur\u00edn el Grande","Alhaurin Golf","Almayate","Almog\u00eda","Aloha","Alora","Alozaina","Alpandeire","Altos de los Monteros","Antequera","\u00c1rchez","Archidona","Ardales","Arenas","Arriate","Arroyo de la Miel","Artola","Atalaya","Bah\u00eda de Marbella","Bailen Miraflores","Bajondillo","Bel Air","Benadalid","Benahav\u00eds","Benajarafe","Benalmadena","Benalmadena Costa","Benalmadena Pueblo","Benamara","Benamargosa","Benamocarra","Benaoj\u00e1n","Benavista","Bobadilla","Cabopino","Cajiz","Cala del Moral","Calahonda","Calanova Golf","Caleta de V\u00e9lez","Calypso","Campanillas","Campillos","Campo Mijas","Cancelada","Ca\u00f1ete la Real","Canillas de Aceituno","Canillas de Albaida","Carib Playa","Carranque","Carratraca","C\u00e1rtama","Carvajal","Casabermeja","Casarabonela","Casares","Casares Playa","Casares Pueblo","Centro Hist\u00f3rico","Cerrado de Calder\u00f3n","Cerros del Aguila","Chilches","Churriana","Ciudad Jard\u00edn","Co\u00edn","Colmenar","Comares","C\u00f3mpeta","Conde de Ure\u00f1a","Cortes de la Frontera","Cortijo Blanco","Cortijo de Maza","Costabella","Costalita","Cruz del Humilladero","Cuevas Bajas","Cuevas De San Marcos","Cuevas del Becerro","C\u00fatar","Diana Park","Do\u00f1a Julia","El Atabal","El Borge","El Burgo","El Chaparral","El Chorro","El Coto","El Ejido","El Faro","El Hornillo","El Madro\u00f1al","El Molinillo","El Morche","El Olivar","El Padron","El Paraiso","El Pinillo","El Presidente","El Romeral","El Rosario","El Tejar","El Tomillar","El Trapiche","Elviria","Ensanche Centro","Entrerrios","Estacion de Cartama","Estepona","Finca El Pato","Frigiliana","Fuengirola","Gauc\u00edn","Gibralgalia","Gir\u00f3n","Guadalmar","Guadalmina Alta","Guadalmina Baja","Guaro","Hacienda del Sol","Hacienda Las Chapas","Hacienda Paredes","Humilladero","Ist\u00e1n","Iznate","Jubrique","J\u00fazcar","La Atalaya","La Azucarera","La Barriguilla","La Cala","La Cala de Mijas","La Cala Golf","La Cala Hills","La Campana","La Capellania","La Carihuela","La Duquesa","La Heredia","La Luz","La Mairena","La Merced","La Noria","La Quinta","La Trinidad","La Vi\u00f1uela","La Zagaleta","Lagos","Las Brisas","Las Chapas","Las Delicias","Las Lagunas","Las Zorrillas","Lauro Golf","Limonar","Los Alamos","Los Almendros","Los Arqueros","Los Boliches","Los Flamingos","Los Monteros","Los Pacos","Los Romanes","Los Tilos","Macharaviaya","M\u00e1laga","M\u00e1laga Centro","M\u00e1laga Este","Mangas Verdes","Manilva","Marbella","Marbesa","Maro","Mezquitilla","Mijas","Mijas Costa","Mijas Golf","Miraflores","Moclinejo","Mollina","Monda","Monte Halcones","Montefr\u00edo","Montemar","Morlaco","Nag\u00fceles","Nerja","New Golden Mile","Nueva Andaluc\u00eda","Oj\u00e9n","Olias","Pac\u00edfico","Pedregalejo","Perchel Sur","Periana","Pinares de San Ant\u00f3n","Pizarra","Playamar","Pol\u00edgono Industrial Guadalhorce","Pol\u00edgonos","Portada Alta","Puente don Manuel","Puerta Blanca","Puerto Ban\u00fas","Puerto de Cabopino","Puerto de la Torre","Punta Chullera","Reserva de Marbella","Rinc\u00f3n de la Victoria","R\u00edo Real","Riogordo","Riviera del Sol","Ronda","Salares","San Luis de Sabinillas","San Pedro de Alc\u00e1ntara","Santa Clara","Santa Cristina","Santa Fe de los Boliches","Sayalonga","Sedella","Selwo","Sierra Blanca","Sierrezuela","Teatinos","The Golden Mile","Tolox","Torre de Benagalb\u00f3n","Torre del Mar","Torreblanca","Torremar","Torremolinos","Torremolinos Centro","Torremuelle","Torrenueva","Torrequebrada","Torrox","Torrox Costa","Total\u00e1n","Triana","Valle de Abdalajis","Valle del Sol","Valle Romano","Valle-Niza","Valtocado","V\u00e9lez-M\u00e1laga","Victoria Eugenia","Villafranco del Guadalhorce","Villanueva De La Concepcion","Villanueva de Tapia","Villanueva del Rosario","Villanueva del Trabuco","Vi\u00f1uela","Yunquera","Zalea"]}}}}
Home insurance in Spain
In Spain too it is important to take out a home insurance to get any damages to your property and belongings reimbursed. This may include fire damage, lightning strike or burglary. How does taking out a home insurance policy in Spain work?
Building insurance in Spain
To determine the premium for your building insurance, the value of the property is important. To determine this value, the insurance company for instance looks at the location, the type of property (is it a detached villa, apartment or finca) and whether the property is designated for commercial rental. The insurer also takes into account the age and size of the property. Most insurers ask you to fill in a form on the basis of which the annual premium and the insured sum will be determined.
Tip: An apartment building is usually insured by the owners association (comunidad). However a building insurance in Spain is relatively cheap – and therefore even worth considering for an apartment. Should the building for a covered reason become uninhabitable, you can then use your own building insurance. That way you will often receive compensation sooner.
Home contents insurance in Spain
To determine the total value of your household goods most insurers use an inventory list. On this list you can specify your possessions and original purchase costs, on which the premium will be determined. It may happen that a representative of the insurer or an intermediary comes to your house to make an estimate – or you will just be asked yourself to make an estimate. If this is the case, don´t estimate too low as you may then become underinsured. If something happens, an expert will usually visit you to assess the damage. Therefore it is recommended to keep the purchase receipts so you can prove the value of your goods.

Monitor the value of your property
By accurately determining the value of your possessions you can be sure that you only pay for things you actually possess and never pay too much premium. However it is important to adjust the inventory value when you purchase new items of value, to avoid unknowingly becoming underinsured. The same goes for your building insurance if you have carried out extra renovations.
What does a home insurance in Spain not cover?
A home insurance policy has exclusions and maximum insured amounts. An example of an exclusion is damage caused by poor maintenance. In addition, damage caused by (natural) disasters such as war, nuclear disasters, earthquakes and floods are not covered. For these damages there is a guarantee fund you can go to in Spain. Valuables such as works of art, jewellery and paintings must also often be specified or insured separately, while electronic devices usually are covered by a basic home contents insurance.
Tip: Better be safe than sorry. Seek advice from an independent insurance adviser about home insurance in Spain. We will gladly put you in contact with such an adviser.
No Comments